· Money Moves · Paying off debt
Debt Snowball Street: a free game about paying off debt
Four loans, one paycheck. Choose which one gets the extra money first, then watch the interest add up.
What is Debt Snowball Street?
Three households on the street, four loans each and one monthly budget. Every minimum gets paid; you choose which loan the extra money goes to first. Then the months roll until every loan is gone, and you see what your order cost in interest.
Debt Snowball Street is a free money game about paying off debt. Three households, four loans each and one monthly budget.
Every minimum gets paid. You choose which loan the money left over goes to first, then the months roll until every loan is gone and you see the interest your order cost.
At a glance
- Category
- Money Moves
- Difficulty
- Medium
- Play time
- 4–6 min
- Price
- Free, in your browser, sign-up optional
How to play
- Order
- Tap the loans in the order the extra money goes to them. Untapped loans come last.
- Pay off
- 300 for the cheapest order, 160 if you beat smallest-balance-first.
- Three levels
- Beginner, Intermediate or Expert, picked before you play: the content and the clock change, and each level keeps its own best score.
- Coins
- Example numbers in plain fictional coins, made up for the game. Not financial advice.
Scoring
300 for the cheapest order, 160 if you beat smallest-balance-first, less as the extra interest grows.
Three households per run.
What it trains
- Debt payoff
- Avalanche vs snowball.
- Interest
- How the rate drives the total cost.
Strategy and tips
- Minimums first
- Every loan's minimum is paid each month; only the extra is yours to aim.
- Highest rate first
- Sending the extra to the highest rate (the avalanche) costs the least interest.
- Smallest first
- Clearing the smallest balance first (the snowball) feels quicker, and usually costs a little more.
Why play Debt Snowball Street?
Most people carry some debt. Knowing which one to pay first saves real money and turns a pile of bills into a plan.
Frequently asked questions
Is Debt Snowball Street free?
Yes. It is free and runs in your browser, with no download. Signing up is optional.
Is this financial advice?
No. Every number is an example in fictional coins, made up for the game. It teaches the ideas; for real decisions, look at your own situation and local rules, or ask a qualified adviser.
Are there levels?
Yes: Beginner, Intermediate and Expert. The numbers, the hints and the clock change, and each level keeps its own best score.