· Money Moves · Liquidity
Bank Run Bluff: a free game about liquidity
Run the corner savings co-op. Lend enough to earn, keep enough cash for when the rumours start.
What is Bank Run Bluff?
You run the corner savings co-op. Each month keep some savings as cash in the vault and lend the rest. When rumours spread, savers queue: short of cash and you sell loans at a loss.
Bank Run Bluff is a free money game about liquidity. You run the little savings co-op on the corner: townsfolk keep their savings with you, and you lend most of it to local builders.
Each month choose how much stays as cash in the vault. When rumours spread, savers queue; short of cash, you sell loans in a hurry at a loss.
At a glance
- Category
- Money Moves
- Difficulty
- Hard
- Play time
- 5–7 min
- Price
- Free, in your browser, sign-up optional
How to play
- Each month
- Read the town's mood and set the share kept in the vault.
- Doors open
- Cover every withdrawal with little idle cash: up to 150 a month. A run scores 0.
- Three levels
- Beginner, Intermediate or Expert, picked before you play: the content and the clock change, and each level keeps its own best score.
- Coins
- Example numbers in plain fictional coins, made up for the game. Not financial advice.
Scoring
Up to 150 a month for covering every withdrawal with little idle cash; 0 in a run.
Six months per run; a run also costs savers.
What it trains
- Liquidity
- Cash on hand vs money tied up.
- Risk sense
- How rumours move money.
Strategy and tips
- Read the mood
- Calm months ask for little; rumours bring queues.
- Cover the worst likely day
- Keep at least what savers might ask for, and not much more.
- Idle cash earns nothing
- Every coin in the vault beyond the need is a coin not lent.
Why play Bank Run Bluff?
Liquidity, having cash when it is asked for, matters for banks, businesses and households alike. Running out at the wrong moment is costly.
Frequently asked questions
Is Bank Run Bluff free?
Yes. It is free and runs in your browser, with no download. Signing up is optional.
Is this financial advice?
No. Every number is an example in fictional coins, made up for the game. It teaches the ideas; for real decisions, look at your own situation and local rules, or ask a qualified adviser.
Are there levels?
Yes: Beginner, Intermediate and Expert. The numbers, the hints and the clock change, and each level keeps its own best score.