Score: 0
Year: -
Best: --

Insurance Gamble

Insure everything and you're broke on premiums. Insure nothing and one bad day ruins you. Choose.

Choose your level

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Insurance Gamble

Three years, four risks a year: a cracked phone, a burst pipe, a house fire. Insure each one or carry the risk yourself, then roll the year. Insure what your savings couldn't cover.

3 years
What to insure

How to play

Choose. Insure it or take the risk. 60 per sensible call.
Roll. Some risks happen. 100 more for ending the year above zero.
Three levels. Beginner, Intermediate or Expert, picked before you play: the content and the clock change, and each level keeps its own best score.
Coins. Example numbers in plain fictional coins, made up for the game. Not financial advice.

Quick tips

Insure the big ones. A loss bigger than your savings is what insurance is for.
Keep the small ones. Small risks are usually cheaper to carry yourself.

One more tip in the Insurance Gamble guide →